my problem is, an amount of Rs 49980 withdrawn by some one from SBI on 28-08-2019 through fraud with the help of paytm app for updating my kyc matter. I report the fraud in crime branch and file FIR and block the card, crime Br. investigate and hold the amount with the mobikwik. after so many correspondence done by Crime Br. and SBI, the mobikwik reply we refund the amount through our charge back ID 20190906521733, but SBI given a certificate that no money return back in my account. Lastly I personally contact with mobikwik office, than they reply to me through mail that amount is fully utilized by the fraudy.