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Legal questions & answers for bankingLegal questions & answers for banking

Saved Legal Questions
Illegal construction Banking 11 hour(s) ago

I repurchased a Flat through bank-loan in 2016.Then I got holding in 2019 from the municipal corporation.Now, l came to know that the uppermost 2 floors...

If the land is pond land it is government land. Your flat is on government land. Your vendor is not the owner of land sold you. He and bank cheated you....View

Recovery loan credit card Banking 11 hour(s) ago

Hi. Good evening my name is Ajit and I from Delhi ..I am enquiring about credit card loan outstanding payment against me..due to covid 19 I lost my job...

yes as per the covid u can defend in that way and let them send u notice then u can file ur counter ok ntg to worry and if they are demanding money to...View

Illegal construction, Bank loan and property Tax. Banking 12 hour(s) ago

What should I do,as on searching of my Flat, it is being searched, that the Plot no. on which the above-mentioned apartment is constructed is a POND, and...

u need to take stay form the court to stop the construction for best contact with us will guide u View

Cheated by Bajaj Finserve employee Banking 24 Sep 2020

Hi, I am cheated by Bajaj Finserve employees he said he will process loan in 15k when they disbursed loan they deducted 43k . Can I file 420 case on Bajaj...

Yes, you can if have proof. You can go to police. if they don’t accept the complaint, file a case in court online. For further clarification you may...View

ECS deduction continuously on September after informed salary cut Banking 24 Sep 2020

Taken personal loan from Aditya Birla & Axis Bank..paid all emi till March after that availed monetorium till August. Salary defferred and now salary deduction...

A legal notice and a criminal complaint is to be registered against the bank for harassment and I have drafted various memorandum of understanding (MoUs)...View

loan and intrest theory Banking 24 Sep 2020

sir , i have loan for 48 emi from home credit i reglar paid 24 emi i wnt colse loan but company chargsed high intrest company take intrset first then balance...

I would need to examine the exact loan document. The rate of interest seem to be nearly 20% . Now, you want foreclosure on full payment. I think it should...View

Why banks charge heavily on customers Banking 24 Sep 2020

Banks are charging heavily on personal loans and after moratorium they have increased the emi exorbitantly, where we they are paying peanuts on FDs and...

Moratorium is another way to dupe customers ot their hard earned money giving it a disguise of an easy payment. The bank managers and other agents are...View

bank credit card payment Banking 23 Sep 2020

My dad had made transaction using his credit card of rs 22000 in the year 2005...he died in 2006 ,at that time we were not capable to pay that amount so...

if they ask for the payment then u can go with that or u can reach with them and settle the amount for best contact with us will guide u how to clear that...View

Owner cheated and took loan Banking 23 Sep 2020

One of my family members was in deep trouble that his owner misused his signatures to take KCC loan with his low valued properties as security and he did...

Dear client The first responsility upon debtor who borrowed the loan If your family member did not signed the surety bond then suit for discharge of...View

bank loan repayment issue Banking 23 Sep 2020

My dad had taken loan 15-20 years ago...he died in 2005...the principal amount was 22000 now it has become more than 1.5 that time we were not...

You should talk to manager once ab it.. Hit like..View

Regarding my loan payment farud Banking 22 Sep 2020

Sir i am a student i have taken online online from an app i am not able to pay the loan amount for couple of months so that company charges unreasonable...

File police complaint..No need to pay to them.Let them take the action.. Hit like..View

Cheque bounce case What action should be taken Banking 22 Sep 2020

I have given 4.5 lakhs to one person through my friend for business the person don't want to give my money...I have 3 cheque having value...

Dear client, If cheque got bounced than send him notice through lawyer demanding your money and if he refused to pay then file cheque bounce complain...View

regarding Paying pending emi regularly and current emi on time Banking 22 Sep 2020

I couldn't pay last 13 emis of personal loan from bajaj finance. but now I am in condition to pay emi regularly and also 1 pending emis also per month....

Dear sir, You first see the terms and condition of the loan , if any clause of foreclosure is there then study it thoroughly and then decide whether foreclosure...View

Hdfc credit card settlement Banking 21 Sep 2020

Sir my name is Srinivas I have used hdfc credit card 71000 limite and samrt loan also used this loan 140000 but covid my job is lose so please telling...

Yes u need to reach out the person and u can close or else u can send them a notice for seeking time for best contact with usView

Overdraft facility against residential property Banking 21 Sep 2020

I wNt to avail overdraft facility from bank against residential property . This property is going to be partioned between myself and two brothers. I want...

If all brothers agree for partition there will not be any delay. After the partition you have to get a partition deed registered. the registration of partner...View

bank salary loan taken by employer, without employee knowledge Banking 20 Sep 2020

I was working in a company for 7 years, last year feb 2019 i have resigned the job and joined other company, now my previous employer without my knowledge...



Hi, My mother had signed as a guarantor to one of the family friends in 2015. He has faulted in payments and is absconding. My mother's Cibil is impacted...

Dear client, You have to bring that guy towards that bank.View

Cheat with customer Banking 19 Sep 2020

paid Rs 10499 for order through Google pay on 22 Jul 2020. The amount was successfully debited from my account and flipkart VPA i.e [email protected] has received...

Complaint to Flipkart higher authority and another option is to file consumer complaint.View

NBFC shriramcityunionfinance ltd cheating rate of interest 35percent Banking 19 Sep 2020

NBFC as per rbi guideline they dint fallow there is no limitation on interest rate deposits and loans took a business loan and secured loan no sanction...

The rate of interest cant be 35%. pl read their terms and conditions of loan agreement properly and post your qry again.View


I have sbi and icici credit card ....due to corona issue i lost my job I am struggling for food and for paying my customer care agents...

Dont worry nist file police complaint against them of harassing or you can send legal notice also... Hit like...View

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